Affordable Funeral Cover in South Africa
Protect your family with comprehensive funeral cover. Compare quotes from leading insurers like Sanlam, Metropolitan, and Old Mutual. Get cover from as little as R108 p/m.
Peace of Mind When You Need It Most

Losing a loved one is one of life's most challenging experiences. Planning and paying for a funeral can add significant financial stress to an already difficult time. MyBenefitz understands this burden and is committed to helping South Africans find affordable and comprehensive funeral cover to ensure their families are protected. Compare funeral cover plans from trusted insurers such as Sanlam, Metropolitan, and Old Mutual all in one place.
Our funeral cover plans are designed to provide financial assistance for funeral expenses and related costs, such as transportation, mortuary fees, and burial or cremation services. With flexible options and affordable premiums, you can choose a plan that fits your budget and provides adequate coverage for your family's needs.


Don't leave your family with the financial burden of funeral expenses. Let MyBenefitz help you find the right funeral cover plan to provide peace of mind and financial security during a difficult time. Our expert advisors are here to guide you through the process and answer any questions you may have.
At MyBenefitz, we believe that everyone deserves access to affordable and reliable funeral cover. That's why we partner with leading insurers to offer a wide range of plans to suit different needs and budgets. Start comparing quotes today and protect your family's future.

Funeral Cover Plans Available
Individual Funeral Cover
Provides cover for the main member. Offers a lump sum payout to cover funeral expenses upon the death of the insured individual.
Family Funeral Cover
Extends cover to the main member, spouse, and children. Ensures that the entire immediate family is protected against funeral costs.
Extended Family Cover
Offers cover for the main member, spouse, children, parents, and extended family members. Provides a comprehensive solution for protecting a larger family network.
Group Funeral Cover
Designed for groups such as employees, church members, or association members. Offers affordable rates and tailored coverage options for group needs.
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Why You Need Funeral Cover
Common Situations
- Unexpected death of a family member
- High cost of funeral arrangements
- Financial strain on surviving family members
- Need for immediate funds for funeral expenses
- Protection against debt and financial hardship
How MyBenefitz Helps You
Our Simple Process
- Complete our online quote request form
- Compare plans and quotes from top insurers
- Choose the best option for your needs
- Apply online or with our expert assistance
- Get your family covered quickly and easily
Why Choose MyBenefitz
Our Unique Advantages
- Access to multiple reputable insurers in one place
- Competitive quotes to save you money
- Expert advice and support
- Transparent terms and conditions
- Convenient online application process
Making Informed Decisions
Understanding the Risks
- Waiting periods before full coverage
- Exclusions for certain causes of death
- Importance of paying premiums on time
Avoiding Scams
- Verify insurer credentials and registration
- Be cautious of unrealistic promises
- Never pay upfront fees for policy approval
Additional Benefits
Extra Coverage Options
- Grocery benefits for surviving family
- Repatriation benefits for transporting deceased
- Memorial benefits for tombstones or plaques
- Accidental death cover for immediate protection
Alternative Options
Other Financial Solutions
- Life insurance policies
- Savings accounts for funeral expenses
- Burial societies or stokvels
Why Choose MyBenefitz for Funeral Cover?
Affordable Premiums
Get comprehensive cover at budget-friendly rates.
Instant Quotes
Compare plans and prices from top insurers instantly.
Wide Range of Options
Choose from a variety of plans to suit your needs.
Expert Support
Get guidance from our experienced insurance advisors.
Trusted Insurers
We partner with reputable insurers such as Sanlam, Metropolitan, and Old Mutual.
Convenient Online
Apply online in minutes from the comfort of your home.
Key Benefits of Our Funeral Cover
Immediate Cash Payout
Receive a lump sum payout within 48 hours of claim approval to cover immediate funeral expenses.
Coverage for the Whole Family
Protect your spouse, children, parents, and extended family members under one comprehensive policy.
Affordable Premiums
Start with premiums from as little as R150 per month and customize your coverage to fit your budget.
No Medical Exams Required
Get covered quickly and easily without the need for medical examinations or lengthy health questionnaires.
Grocery and Transport Benefits
Some plans include additional benefits such as grocery vouchers and transportation assistance to support your family during this difficult time.
Ready to Protect Your Family?
Get peace of mind with comprehensive and affordable funeral cover.
Compare Funeral Cover Options
Standard Funeral Cover
Provides basic coverage for funeral expenses, including burial costs, mortuary fees, and transportation.
- Affordable premiums
- Lump sum payout
- Coverage for main member
Comprehensive Funeral Cover
Offers expanded coverage for the entire family, including spouse, children, and extended family members.
- Coverage for entire family
- Additional benefits (grocery, repatriation)
- Flexible payment options
Accidental Death Cover
Provides immediate coverage for accidental death, ensuring quick payout to cover unexpected funeral expenses.
- Immediate payout
- No waiting period for accidents
- Affordable rates
Trusted Insurer Partnerships
Sanlam Funeral Cover
Reliable funeral cover from one of South Africa's leading financial services providers.
- Wide range of plan options
- Competitive rates
- Excellent customer service
Metropolitan Funeral Cover
Trusted funeral insurance solutions with flexible benefits and customizable options.
- Family funeral plans
- Additional benefits
- Easy claims process
Old Mutual Funeral Cover
Comprehensive funeral insurance plans designed to provide peace of mind and financial security.
- Affordable premiums
- Extended family cover
- Value-added benefits
Frequently Asked Questions (FAQs)
Funeral cover is an insurance policy designed to cover the costs associated with a funeral, providing financial assistance to the bereaved family.
Funeral cover helps alleviate the financial burden on your family during a difficult time, ensuring they have the necessary funds to cover funeral expenses.
Depending on the plan, you can cover yourself, your spouse, children, parents, and extended family members.
The payout amount varies depending on the plan and coverage level you choose, typically ranging from R10,000 to R100,000 or more.
Waiting periods can vary depending on the insurer and the cause of death. Accidental death is often covered immediately, while natural death may have a waiting period of 3-6 months.
You can apply for funeral cover online through MyBenefitz's website. Simply fill out our quick quote form to compare plans and get started, or contact one of our expert advisors for personalized assistance. We're here to guide you through the process and help you find the best funeral cover solution for your family.
Helpful Resources
Funeral Planning
Funeral Planning Guide
Step-by-step guide to planning a funeral, including budgeting, choosing a funeral home, and making arrangements.
Learn MoreCoping With Grief
Resources and advice for dealing with grief and loss, including support groups, counseling, and self-care tips.
Learn MoreUnderstanding Funeral Costs
Breakdown of funeral costs and how to budget for expenses.
Learn MoreFinancial Advice
Support
Contact Our Funeral Cover Specialist
Get personalized assistance from our experienced loan specialists to find the right solution.
Contact NowFrequently Asked Questions
Find answers to common questions about our loan products and application process.
View FAQsUnderstanding Our Insurance Process
Step-by-step guide to our loan application and approval process.
Learn MoreTerms and Conditions
Detailed information about our loan terms, conditions, and legal requirements.
Read MoreRegulatory Information & Consumer Protection
Financial Sector Conduct Authority (FSCA)
MyBenefitz operates in compliance with the regulations set forth by the Financial Sector Conduct Authority. We prioritize transparency and ethical practices in all our interactions.
Consumer Protection
Your rights as a consumer are protected under South African law. If you have any concerns about our services, you have access to independent dispute resolution channels.
Important Notice
Before applying for any insurance, ensure you:
- Understand the terms and conditions
- Can afford the monthly premiums
- Have verified the insurer's credentials
- Are aware of your rights as a consumer