How Our Credit Repair Process Works

Your step-by-step guide to achieving a clean credit record

Our Credit Repair Journey

At MyBenefitz, we've developed a comprehensive process to help you achieve a clean credit record. Here's how we work together to improve your financial standing.

Step 1: Online Application

Complete our secure online application form and provide consent for MyBenefitz to access your credit report.

Step 2: Document Submission

Submit the required documentation:

  • 3 Months' Recent Payslips
  • 3 Months' Bank Statements
  • Proof of Address (not older than 3 months)
  • Copy of ID Document

Step 3: Credit Assessment

Our team pulls and analyzes your:

  • Credit Report
  • Life Insurance Report
  • Investments Report

Step 4: Evaluation & Strategy

We evaluate all negative listings on your profile and develop a customized solution to address:

  • Administration Orders
  • Debt Review Status
  • Judgments
  • Default Listings
  • Garnishee Orders
  • Reckless Lending Cases

Step 5: Solution Implementation

When needed, we arrange credit consolidation loans through reputable providers like Sanlam to help streamline your debt repayment.

Watch How It Works

See our credit repair process in action

Video Coming Soon

Why Fix Your Credit Report?

Employment Opportunities

Many employers check credit reports during hiring processes

Housing Access

Improve your chances of rental and mortgage approvals

Better Interest Rates

Qualify for lower interest rates on loans and credit

Financial Security

Build a strong foundation for your financial future