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1
Personal Details
2
Affordability Details
3
Home Loan Details
4
Document Upload
5
Declaration and Consent
6
OTP

Personal Details

Affordability Details

Employer Details

Income Details

Monthly Expenses

e.g., rent, bond payments
e.g., fuel, taxi fees
e.g., school fees, study fees
e.g., medical aid, doctors' fees
Court-ordered maintenance payments
e.g., Insurance, Investments

Monthly Cash Flow Summary

As part of the assessment, we will obtain your monthly debt obligations from your credit report and factor this into your overall affordability assessment.
Net Monthly Income:
R0.00
Total Monthly Expenses:
R0.00
Available Monthly Amount:
R0.00

Home Loan Details

Current Prime Rate

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Current Repo Rate

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Property Value

The total value of the property

Deposit Amount

How much deposit can you put down?

5 years 30 years

Loan term in years: 20

Selected Interest Rate

11.75%

The final interest rate charged will depend on the lending bank based on your overall risk profile. The calculator is meant to provide you an estimate and the final monthly instalment will vary based on interest charged.

11.25% 23.25%

move slider to change interest rate

Monthly Repayment

R0

Maximum Affordable Bond

R0

Total Cost Over 20 years

R0
Complete the form to check affordability

Cost Breakdown

Monthly Costs:

Bond Repayment: R0
Monthly Service Fee: R0
Total Monthly Payment: R0

Once-off Costs:

Bond Initiation Fee: R0
Bond Registration Cost: R0
Transfer Duty: R0
Transfer Cost: R0
Total Once-off Costs: R0

Document Upload

Consent and Agreements

I acknowledge and confirm that:

  • I have read and understood this Application and, if I am married in community of property, my spouse agrees that I make the Application.
  • I am not currently under administration, debt review or sequestration or in the process of applying for such.
  • The application has been electronically originated and has been electromagnetically recorded and reduced to writing.
  • A copy of the Application has also been offered to me.
  • My risks, costs, rights and obligations under this Application have been explained to me.
  • I generally understand and appreciate my risks, costs, rights and obligations under this Application.
  • I am not over-indebted and entering into this Application will not make me over-indebted.
  • All my financial and other information given to MyBenefitz is correct, including the total amount of my monthly living expenses disclosed to MyBenefitz.
  • I am not taking the loan for business reasons.
  • My OTP acceptance indicates my acceptance of all terms and stipulations contained in this Application and I am bound by them.
I consent to MyBenefitz processing my personal information in accordance with the Privacy Policy. I understand that this is necessary to provide the requested services and that my information will be protected as described in the policy.*
I authorize MyBenefitz and its partners to request Credit Reports from Credit Bureaus on my behalf. This includes accessing my credit information for the purpose of credit repair assessment and monitoring.*
I authorize MyBenefitz and its partners to obtain Insurance Policy Information from Astute for the purpose of comprehensive financial assessment.*
I agree to the Terms of Service and confirm that I have read and understood the conditions of using MyBenefitz services.*
I agree to receive marketing communications from MyBenefitz about products, services, and special offers. I understand that I can opt-out at any time.

Application Acceptance

By signing via OTP below, you accept the terms and conditions of this Application

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